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Âé¶¹´«Ã½Student Plan (HMSA)

If you are not a Student Plan member and have a question, need more information or want to apply, call HMSA's Sales Department at (808) 948-5555 option #1 or 1-800-620-4672 option #1.

If you are currently on the Student Plan and have questions regarding your benefits and claims, call HMSA's Customer Services at (808) 948-6111 or 1-800-776-4672. If you have questions regarding your bill, call HMSA's Membership Services at (808) 948-6140 or 1-800-782-4672.

Hawaii Medical Service Association (HMSA)
818 Keeaumoku Street
Honolulu, Hawaii 96814

Office hours: For office hours, go to
Holiday schedule: For holiday schedule, go to

Student Health Insurance

The University of Hawaiʻi encourages students to think about their health insurance needs. Lack of adequate insurance coverage may be financially devastating in the event of a major illness or accident. Medical costs can be a burden even in the case of a minor illness. Consequently, the purchase of medical insurance should not be considered "extra," but rather should be viewed as a cost of daily living, in the same way as housing, food and transportation. Please be aware that medical insurance is considered a legitimate cost of education for purposes of financial aid and should be listed on your financial aid application.

The University of HawaiÊ»i has selected HMSA (Hawaii Medical Service Association, Blue Cross-Blue Shield of Hawaii) to provide student health insurance for Âé¶¹´«Ã½students for the current academic year (Fall 2025 - Summer 2026). If you do not already have health insurance coverage, the University has an option for you.

You have a choice of four plan options for the Âé¶¹´«Ã½Student Plan. All options provide medical and prescription drug coverage along with laboratory, radiology, mental health, family planning, medical evacuation, and overseas travel benefits. However, depending on your health insurance needs, you also have the option to purchase dental and Repatriation, Life Insurance, and Accidental Death & Dismemberment benefits.

Go to  for more information and to enroll on the Student Health Plan.

Information for CURRENT Âé¶¹´«Ã½STUDENT PLAN MEMBERS (enrolled during Spring 2026):

HMSA will mail your bill for the Summer 2026 insurance premium around April 21. The bill will be mailed to the address that you used when you first enrolled (unless you notified them of any changes afterwards). NOTE: If you have a HMSA MyAccount, your bill will be in your online account.

If you would like to continue your Student Health Insurance Plan, simply pay the bill by May 20, 2026:

Payment should be made directly to HMSA and can be made several ways:

  • ONLINE: Log in to HMSA’s My Account on  to pay by credit card or bank account
  • MAIL: Mail payment with your bill to HMSA.
  • IN PERSON: Bring your bill and pay in person at any HMSA office (go to to see locations and office hours)

IMPORTANT: If you do not receive your bill by May 1, please contact HMSA’s Membership Services Department at 808-948-6140. If you do not pay by May 20, your Student Plan will be cancelled, your last day of coverage will be May 19, and you will have to reapply as NEW for the summer coverage period.

Go to  for more information and to enroll on the Âé¶¹´«Ã½Student Plan.